A Day in the Life of the Miller Insurance Account...

Another appt in Pensacola today. Not too many left now. Alex starts week 30 today. Got me thinking...

I was doing some math (the easy kind, not that confounded New Math) and I came to realize what a racket all this insurance business really is. I totalled all of Alex's medical charges since January (first OB appt) through the end of June; 6 months of charges came to $21,293.91. Wow. Now the interesting part. The amount that was actually paid: $7,267.90.  Almost a third! Combine that with the $600 in copays and out-of-network fees... $7900... we're still talking less than half!(37%) Ridiculous.
On the bright side, at least it's working in my favor for once. I can't imagine I'd be able to take that $1100 I've paid into insurance this year and use it to pay that $21,300 tab. And I'm sure the hospitals would be willing to let me slide by with just paying 37%... yeah right. The doctors and nurses are great (mostly). It's those bean counters you gotta watch out for!